Online Services

1) SMS (Short Messaging Service)

SMS banking is a state-of-the-art unattended system used for providing 24 hours service to the Bank's customers for accessing their account information using mobile instrument. SMS banking uses the power of software and SMS technology to process the customer's request, scans the bank's database for necessary information and replies to the customer's mobile by sending message in text format, which are sent through system automatically.

SMS Banking Services :-

PUSH functionality - In PUSH functionality, bank will send information/intimation related to customer's account to the registered mobile number of the customer.


Bank will send below mentioned PUSH messages :-

• Debit / Credit Transaction Message for all transactions

• Inward Cheque Returned Intimation.

• Outward Cheque Returned Intimation.

• Loan Installment Due Intimation.

• Matured Deposit Intimation.

• Account Opening SMS.

• Birthday SMS.


SMS Banking Services: PULL functionality

In the PULL functionality, customer will initiate the messaging. If customer wish to know the balance, mini-statement of last five transactions in his/her account, customer just needs to missed call to 07949130433 which is a specific long code of our Bank. Customer will receive a reply mentioning the balance , mini-statement of the linked account to mobile number.


Procedure :- Customer has to fill up an application form & register himself with the bank to avail these services. Form can be obtained from any branch of the bank.


Pull functionality offers the following services :-

• Latest balance information.

• Mini statement of last five transactions.

• Transactions alerts above specified amount.


* Terms & Conditions apply)



2) RTGS and NEFT Facility:

RTGS and NEFT facility is available to all account holders of the bank.



3) IFSC Codes for Internate Banking fund transfer :
Sr No Branch Code IFSC Code
1 Atpadi IBKL0487SDP
2 Kavathe Mahankal IBKL0487SDP
3 Shirala IBKL0487SDP
4 Jath IBKL0487SDP
5 Islampur IBKL0487SDP
6 Tasgaon IBKL0487SDP
7 Miraj IBKL0487SDP
8 Vita IBKL0487SDP
9 Palus IBKL0487SDP
10 Ashta IBKL0487SDP
11 Kadegaon IBKL0487SDP
12 Sangli IBKL0487SDP
13 Arag IBKL0487SDP
14 Bhilawadi IBKL0487SDP
15 Savalaj IBKL0487SDP
16 Sankh IBKL0487SDP